HBCU Spring 2024 Contest

CONTEST RULES AND LEGAL DISCLAIMER

Bank of America and Stock-Trak have partnered together to bring a financial literacy simulation contest to students of selected Historically Black Colleges and Universities (HBCU).  Students can win an Amazon gift card based on their active involvement and fulfillment of specific criteria. Bank of America is providing this opportunity and the prizes will be awarded by Stock-Trak.   Stock-Trak and staff reserve sole and final judgment as to all matters concerning contests and interpretation of contest rules.

By entering the contest, you agree to abide by the following terms.

Disclaimer

HBCU Spring 2024 Contest

Stock-Trak and Bank of America are hosting a contest for students of selected Historically Black Colleges and Universities (HBCU).  The contest opens February 5, 2024 and closes March 29, 2024.   

Eligibility

  • This contest is open to students who (1) currently attend a participating school and (2) register for a username and password with an HBCU email address to access and complete the game.
  • Stock-Trak employees, affiliates, licensees, franchisees, subsidiaries, advertising and promotion agencies and the immediate family members are not eligible to participate.
  • Void where prohibited by law.

How To Enter

  • A student must have a username and password to access the game to participate in the contest.
  • Students are entered into the contest once they register with an active HBCU email address and activate the username and password.
  • To be eligible for the prize, students must complete all 18 months of the game by March 29th. 
  • Only one (1) contest entry per person, per contest.

Contest Deadlines

  • Students must be registered by March 15, 2024.
  • Registered students must complete the simulation by March 29, 2024.
  • Stock-Trak reserves the right to modify the dates and/or terms of contests at any time without prior notice.

Winner Selection and Notification

  • The contest is being offered in eight HBCUs.   
  • Winner selection is determined by the highest game score.  Students who complete the simulation with the ten highest scores win gift card prizes as outlined. 
  • Stock-Trak will conduct a week-long audit in which it will review student performance to confirm the Leaderboard standings and identify students with the ten highest scores (the “Student Audit”).  The Student Audit will be initiated within 9 days after the contest deadline to complete the simulation.
  • Each student winner will receive the aligned gift card award – proof of enrollment at a participating HBCU is required.
  • Stock-Track will award prizes to the winners via the registered email address.
  • Prior winners are ineligible to re-enter future contests.
  • The odds of winning vary from contest to contest depending on the number of entrants and the quality of entries.

Prizes

  • Prizes may not be substituted or transferred by any contest winner.
  • Prizes are offered “as is” with no written, express, or implied warranty.

General Conditions

  • All decisions of Stock-Trak are final. By entering, participants warrant and represent that they agree to be bound by these contest rules and the final decisions of Stock-Trak.
  • All taxes on any prize won are the sole responsibility of each winner, including, without limitation, any federal, state, or local taxes, which may be deemed applicable in such winner’s jurisdiction of residence. Winner(s) shall be solely responsible for the reporting and payment of all taxes incurred by acceptance and use of the prize(s) (or any portion thereof), if applicable.
  • Stock-Trak reserves the right to cancel contests at any time for any reason.
  • In the event a contest is canceled prematurely for any reason, Stock-Trak will use reasonable efforts to conduct the Student Audit and declare a winner(s), but in the event a winner cannot be declared, the prize(s) will not be awarded.
  • Contests are subject to all federal, state, and local laws and regulations and shall be governed by the state in which they reside. By participating, entrants agree that their state courts shall have exclusive jurisdiction over any dispute or litigation arising from or relating to the contest or sweepstakes.
  • Stock-Trak is not responsible for late, misdirected, or incomplete entries.
  • Anyone using fraudulent means to participate and/or win the contest will be disqualified. ANY ATTEMPT BY AN ENTRANT TO UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS. Stock-Trak RESERVES ALL RIGHTS, INCLUDING THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEYS’ FEES) FROM ANY ENTRANT ATTEMPTING TO DO SO TO THE FULLEST EXTENT OF THE LAW, INCLUDING REPORTING SUCH ACTIVITIES TO THE APPROPRIATE AUTHORITIES WHICH MAY RESULT IN OR LEAD TO CRIMINAL PROSECUTION.

Contestant Releases

  • Entry in the contest constitutes permission to archive a contestant’s status as winner indefinitely on any webpage on Stock-Trak’s or Bank of America’s website.
  • Acceptance of prize constitutes permission to use winners’ Publicity Rights and winning entry for promotional purposes.
  • Contestants agree that the sole and final judgment as to all matters concerning contests and interpretation of contest rules are at the sole discretion of Stock-Trak, and its staff.

Releases/Hold Harmless

Stock-Trak and Bank of America, and their members, staff, affiliates and successors and assigns, are not liable or responsible for:

  • any claims, damages, losses, injuries, or death including any third-party claims, arising from, or relating to, in whole or in part, any contest, including entry and participation in any contest and acceptance, possession, use or misuse of the prizes.
  • entries that do not follow guidelines.
  • entries and responses to winner notifications that are illegible, incomplete, late, lost, misdelivered, or undeliverable.
  • any technical or human errors, malfunctions, failures, etc. resulting in participation of contests.

Privacy

Information submitted with an entry is subject to the Privacy Policy stated on the Stock-Trak Web Site. Bank of America and Stock-Trak will not sell your address or personal information. School address, and teacher’s name is required so that the contest sponsors may send your prize, should you win. Stock-Trak may provide contest winners’ contact information to Bank of America to facilitate the awarding of prizes.  Bank of America manages personal information in accordance with their privacy policies which can be found at www.bankofamerica.com/privacy.